Healthcare bills are rife with error and completely dysfunctional. Yet people are forced to pay-up or get dragged into a collection process they are certain to lose and see their credit destroyed. In The Big Lie in my Healthcare Bill: Why I Don’t Owe What My Insurer Fails to Pay, Frank Lobb exposes the lie in healthcare billing and how together with a ruling from the U. S. Consumer Financial Protection Bureau (CFPB), consumers have a simple means of stopping a healthcare bill dead in its tracks.